Digital gold investment is now easier than ever through UPI apps like Paytm and Google Pay. Here’s how to get started with buying gold online with just ₹10.

What Is Digital Gold?

Digital gold is a modern way to invest in 24K gold onlineallowing users to buy, sell, and store gold digitally via mobile apps. It offers a convenient and affordable way to accumulate gold in small denominations — even starting at ₹10 — with the flexibility to convert it into physical gold like coins or bars when needed.

How to Buy Digital Gold on Paytm

Follow these steps to buy gold on the Paytm app:

1. Open the Paytm app on your smartphone.

2. In the search bartype “Gold” and press enter.

3. You’ll be directed to the Gold section of the app.

4. Choose between two investment modes:

   • Save Daily: Buy gold daily in small amounts, starting at ₹10.

   • Buy Lump Sum: Make a one-time purchase of any amount.

5. Enter your desired amount and proceed to payment via UPI, card, or wallet.

6. Your gold will be stored in a secured digital vaultand you can redeem it anytime in the form of physical gold.

How to Buy Digital Gold on Google Pay (GPay)

Here’s how you can purchase digital gold through Google Pay:

1. Open the Google Pay app on your phone.

2. Use the search bar to look up “Gold”.

3. Tap on the “Buy” option under the Gold section.

4. Enter the amount you wish to invest — common quick options like ₹201 and ₹501 may be shown.

5. You will also have the option to sell gold directly through the app if needed.

6. Complete your transaction securely via UPI.

Understanding Gold Purity: 999 vs 995

When dealing with physical goldyou may notice markings like 999 or 995indicating the purity of gold:

• 999 Gold: Contains 99.9% pure goldcommonly used in gold bars or coins. It is the purest form of gold available.

• 995 Gold: Contains 99.5% pure goldtypically used in jewellery. Slightly less pure but more malleable for crafting.

Conclusion: If purity is your priority, opt for 999 gold.