What is LIC Jeevan Anand Policy?

The LIC Jeevan Anand Policy is a participating endowment plan that combines insurance coverage with guaranteed returns. It allows policyholders to secure their family’s future while also creating a substantial fund for themselves. By investing just ₹45 per day (₹1,358/month), one can build a maturity corpus of up to ₹25 lakh.

Key Features of Jeevan Anand Plan

Affordable Investment:

  • Only ₹45 per day

  • ₹1,358 per month

High Returns on Maturity:

  • Up to ₹25 lakh return on long-term investment (approx. 35 years)

Flexible Policy Tenure:

  • Choose between 15 to 35 years as per your convenience

Life Coverage + Bonus:

  • Provides sum assured, reversionary bonuses, and final additional bonus at maturity

Lifetime Risk Coverage:

  • Risk cover continues even after policy maturity

Trusted by Millions:

  • Backed by LIC India’s largest life insurer

How Does the Plan Work?
  • If you start at age 25 and invest ₹1,358/month for 35 years

  • You will receive approx. ₹25 lakh on maturity

  • This includes the sum assured + accrued bonuses

The longer you invest, the higher the return, thanks to LIC’s bonus structure.

Why Choose LIC Jeevan Anand?

Feature Benefit
Daily Investment ₹45/day
Monthly Premium ₹1,358
Maturity Benefit ₹25 lakh (approx.)
Policy Tenure 15 to 35 years
Insurance Coverage Lifelong protection, even post-maturity
Bonus Accumulation Reversionary + Final Additional Bonus
Tax Benefits Under Section 80C and Section 10(10D)

Tax Benefits

Investments under LIC Jeevan Anand are eligible for:

  • Section 80C: Tax deduction on premiums paid

  • Section 10(10D): Tax-free maturity amount

Conclusion

If you’re looking for a safe, long-term investment option that combines savings, insurance, and guaranteed returns, LIC Jeevan Anand is a smart choice. A small daily saving of ₹45 today could translate into a ₹25 lakh reward tomorrow — ideal for retirement, children’s education, or financial security.

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